The Team

Stephen P. Liska

President & Founder

Responsibilities include developing strategy for the growth of the firm while working one-on-one with client families.
Prior to creating Black Coral Financial Advisors, LLC, Stephen was a partner with The Ayco Company, L.P., a wholly owned subsidiary of Goldman Sachs. During his nine years at Ayco, he provided tax, investment, estate, insurance and retirement planning advice to Ayco's high net worth clients.
He also served as Vice President of Ayco's National Sales & Marketing division, where he was responsible for new business development for the firm's Northeast region.
Prior to Ayco, Stephen spent twelve years with Asset Management Group as a Senior Financial Advisor.
As a graduate of Lehigh University, he earned a Bachelors of Science degree in Finance in 1989. In 1994, he earned an MBA in Finance from Rutgers University. Stephen holds FINRA Series 63 and 65 licenses. He is a Registered Insurance agent.

Joseph M. Gallo, CFA

Senior Vice President

Responsibilities include acting as Chair of the firm's Investment Committee while working one-on-one with client families providing tax, investment, estate, insurance and retirement planning advice.
Prior to joining Black Coral Financial Advisors in 2011, Joseph was a Senior Financial Planner at The Ayco Company, L.P., a wholly owned subsidiary of Goldman Sachs. During his tenure at Ayco, he provided tax, investment, estate, insurance and retirement planning support for the firm's financial advisors. Prior to Ayco, Joseph was a Senior Associate in the Securities Lending Group at Prudential Investment Management.
As a graduate of The University of Delaware, Joseph earned a Bachelor of Science degree, cum laude, in Finance with Minors in Economics and International Business in 2007. In 2010, he earned an MBA with duel concentrations in Finance and Management & Business Strategy from Rutgers University. Joseph is a CFA charterholder and an active volunteer for CFA Institute. He holds the FINRA Series 66 license and is a Registered Insurance Agent.

Matthew Wilk, CFP ®

Senior Vice President

Responsibilities include providing tax, investment, estate, insurance and retirement planning support as well as working one-on-one with client families.
Prior to joining Black Coral Financial Advisors, LLC, Matthew was a Vice President, Senior Wealth Advisor with The MDE Group. During his four years at MDE, he assisted his high net worth clients in the various disciplines of financial planning.
Prior to MDE, Matthew was a Senior Financial Planner at The Ayco Company, L.P., a wholly owned subsidiary of Goldman Sachs. During his three years at Ayco, he provided tax, investment, estate, insurance and retirement planning support for Ayco's financial advisors.
As a graduate of Villanova University, he earned a Bachelor of Arts degree in Political Science and English along with a Minor in Business Administration from Villanova's Business Institute in 2001. In 2007, he earned his CFP® from the College for Financial Planning in Denver, CO. Matthew holds FINRA Series 66 licenses. He is a Registered Insurance agent.

Raymond W. VanHoorebeke

Chief Operating Officer

Responsibilities include providing tax, investment, estate, insurance and retirement planning support to the team while working one-on-one with client families. Additional responsibilities include managing the firm's compliance requirements.
Raymond has three years experience as a mortgage wholesaler and an additional seven years as a retail mortgage broker. Prior to the mortgage industry, Raymond headed operations in a small food service firm for twelve years.
Raymond holds FINRA Series 65 license. He is a Registered Insurance agent.

Dennis B. Galvin

Vice President, Senior Financial Advisor

Responsibilities include providing tax, investment, estate, insurance and retirement planning support to Black Coral's financial advisors as well as working with client families.
Prior to joining Black Coral Financial Advisors, LLC, Dennis was a Financial Analyst at The Ayco Company, L.P., a wholly owned subsidiary of Goldman Sachs. During his tenure at Ayco, he provided tax, investment, estate, insurance and retirement planning support for the firm’s financial advisors. Prior to Ayco, Dennis was a Financial Consultant at AXA Advisors.
As a graduate of Rutgers University, Dennis earned a Bachelor of Science degree, magna cum laude, in Accounting with a Minor in Economics. He holds FINRA Series 66 license. He is a Registered Insurance agent.